Provisional Insurance - A Quick Guide

Provisional Insurance - A Quick Guide

Provisional insurance is legally required if you're learning to drive and own your own car, especially if you take it out whilst accompanied by a parent or friend.

At the very minimum - a learner driver requires third party provisional insurance. Let's face facts - learning to drive can be expensive and at an average cost of £24 per hour's lesson - the costs can quickly mount up.

As a result many young drivers are opting to take additional, private tuition in their own car - through qualified family members or friends as a way of keeping costs low.

If this sounds like you - then you need to make sure that you have comprehensive or third-party provisional insurance to ensure that you're covered whilst driving.

Did you know?

1.    You must be insured for the car you drive - whether you have a full or provisional licence.

2.    A driving school's car is already covered - so you won't need to buy additional cover if you plan to solely drive your instructor's car whilst learning.

3.    Lessons in private cars need dedicated provisional insurance cover.

4.    You must ensure that you have either third party or comprehensive learner driver car insurance.

Unfortunately, due to the risks posed by learner drivers, many insurers will not offer provisional insurance. However, iKube specialises in finding the right cover for you. To find out more please visit our learner driver insurance page or give us a call on the number above